Last Updated: October 2025

Welcome to FrancisIbikunle.com (“Website”), operated by Francis S. Ibikunle (“we,” “us,” or “our”).
By accessing or using this Website, you agree to comply with and be bound by these Terms of Use. If you do not agree, please do not use this site.

These Terms govern your access to and use of FrancisIbikunle.com, including all content, resources, courses, and services made available through this platform or its affiliated brands.

1. Acceptance of Terms

By visiting this Website, submitting a form, or interacting with any of our digital materials, you confirm that you:

• Are at least 18 years old or have legal capacity to enter into a binding agreement.
  
  
• Agree to use the Website in accordance with these Terms and applicable laws.
  
  
• Consent to our Privacy Policy, which governs how we handle your personal data.
  
  

2. Purpose of This Website

FrancisIbikunle.com is an educational, consulting, and mentorship platform created to share insights on tax strategy, business formation, digital innovation, and entrepreneurship.

The information provided here is for educational and informational purposes only and should not be considered legal, tax, accounting, or financial advice.

For personalized guidance, please consult a qualified professional or contact us for a consultation.

3. Intellectual Property Rights

All content on this Website—including but not limited to text, images, videos, graphics, logos, digital downloads, and course materials—is the exclusive property of Francis S. Ibikunle or its content providers and is protected by U.S. and international copyright laws.

You may:
✅ View and print pages for personal, non-commercial use.

You may not:
❌ Copy, reproduce, modify, distribute, republish, upload, post, or transmit any material from this site without prior written consent.
❌ Use the content for commercial or public purposes without authorization.

Requests for permission may be sent to hello@francisibikunle.com.

4. Use of the Website

You agree not to use this Website:

• To engage in unlawful or fraudulent activity.
  
  
• To transmit harmful code, viruses, or malicious software.
  
  
• To collect data about others without consent.
  
  
• To interfere with or disrupt the site’s functionality.
  
  

We reserve the right to restrict access to the site or terminate your use if you violate these Terms.

5. User Accounts (If Applicable)

Some resources, courses, or events may require you to create an account or sign up through Martekz or another authorized platform.

You are responsible for:

• Maintaining the confidentiality of your login credentials.
  
  
• Ensuring your information is accurate and up to date.
  
  
• All activity that occurs under your account.
  
  

We reserve the right to suspend or terminate any account that violates our policies.

6. Educational and Advisory Disclaimer

All materials, articles, videos, and webinars published on FrancisIbikunle.com are designed to educate and inspire.

While every effort is made to ensure accuracy, we do not guarantee that the information is current, complete, or suitable for every individual situation.

FrancisIbikunle.com and its affiliates are not responsible for any financial, business, or legal decisions made based on information provided on this site.

You are encouraged to seek professional advice tailored to your personal or business circumstances.

7. Third-Party Links and Resources

Our Website may include links to third-party websites or tools (e.g., YouTube, LinkedIn, GoHighLevel, Martekz, Optimum Tax Pro, E-Business Brain, or Digital Innovation Academy).

These links are provided for convenience only. We do not control or endorse the content, policies, or practices of these external sites and are not responsible for their actions.

When you leave our site, you are subject to the policies of the linked website.

8. Privacy and Data Handling

Your use of this site is also governed by our Privacy Policy.
By using the site, you acknowledge and agree to the collection and use of information as described therein.

9. Payment and Refund Policy (if applicable)

Certain programs, consultations, or digital products may require payment.
All fees are clearly displayed before checkout.

Unless otherwise stated, all sales are final.
Refunds are only issued in cases of duplicate payments or clear service delivery errors.

If you have questions about a transaction, please contact us at hello@francisibikunle.com.

10. Limitation of Liability

To the maximum extent permitted by law, Francis S. Ibikunle, its affiliates, and partners shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this Website or reliance on its content.

This includes (but is not limited to) loss of income, profits, data, or goodwill, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Francis S. Ibikunle, his affiliates, employees, and partners from any claims, losses, liabilities, or expenses arising out of your use of this Website or violation of these Terms.

12. Modifications and Updates

We reserve the right to modify or replace these Terms at any time.
Changes will be effective immediately upon posting on this page, with the updated date noted at the top.

Your continued use of the Website after changes are posted means you accept the revised Terms.

13. Governing Law

These Terms are governed by the laws of the State of Texas, United States, without regard to its conflict of law principles.

Any disputes shall be resolved in the courts of Dallas County, Texas.

14. Contact Information

If you have any questions or concerns about these Terms of Use, please contact:

Francis S. Ibikunle
Email: hello@francisibikunle.com
Mailing Address: 10100 North Central Expressway Suite 329, Dallas, TX 75231
Website: www.francisibikunle.com